Employee Benefits and Consulting

Taking care of your employees is a priority for us. Here are a few of the services that we specialize in:

Medical and Dental Insurance: An array of insurance products include medical, dental, and vision coverage provided to employees and their dependents, helping to cover medical expenses and promote overall well-being.
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​Self Funded Solutions: MBA offers fully insured and self-funded solutions representing two distinct approaches to employee health benefits. In a fully insured arrangement, an employer contracts with an insurance company to provide health coverage for their employees. The employer pays a set premium to the insurer, who assumes the financial risk of covering medical expenses.Our self-funded solutions involve the employer directly assuming the financial risk for employee health benefits. In this model, the employer funds the claims as they occur and typically purchases stop-loss insurance to mitigate the risk of catastrophic claims.

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Life Insurance: MBA assists your company in finding the best life insurance offerings to provide essential financial security and peace of mind to employees and their families. These packages often include both basic and voluntary coverage options, allowing employees to customize their insurance to their needs. Employers can negotiate low group rates, making this coverage a valuable and cost-effective addition to your employee benefits package.​

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Long-Term Disability Insurance: A crucial financial safety net that provides individuals with income protection when they are unable to work due to a disability or illness that extends beyond a short-term disability policy's coverage period. This insurance typically replaces a portion of the policyholder's lost income, ensuring they can meet their financial obligations, such as mortgage payments, utility bills, and daily living expenses. Long-term disability insurance offers peace of mind, helping individuals and their families maintain their quality of life during challenging times when their ability to earn an income is compromised. It's an essential component of financial planning, offering long-lasting security and stability in the face of unexpected health setbacks.

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Short-Term Disability Insurance is a valuable financial tool designed to provide temporary income replacement when individuals are unable to work due to a short-term illness or injury, typically lasting for a few months to a year. This insurance offers essential support during recovery, covering a portion of the policyholder's salary to help cover essential expenses like medical bills, rent or mortgage, and daily living costs.

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MBA can assist your employees on worksite voluntary products which can be purchased through their workplace via payroll deductions. These offerings include supplemental health, dental, life, and disability insurance, among others. We will also help your employees to customize their benefits package, adding an extra layer of financial protection. Employers benefit too, as these products enhance benefits packages without high costs. Overall, worksite voluntary products empower employees, boosting job satisfaction and financial security.​

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These are just a few examples of the wide range of employee benefits and consulting services that MBA offers to support your employees' well-being, satisfaction, and professional growth. The specific benefits and consulting services provided can vary depending on the company's size, industry, and organizational culture. 

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